INCH.L

Inchcape plc

Inchcape plc operates as an automotive distributor. It engages in the distribution, sales, and marketing of new and used vehicles, and parts. The company provides aftersales service and body shop repairs; and vehicle parts, maintenance, finance, and insurance products and services, as well as produ… Inchcape plc operates as an automotive distributor. It engages in the distribution, sales, and marketing of new and used vehicles, and parts. The company provides aftersales service and body shop repairs; and vehicle parts, maintenance, finance, and insurance products and services, as well as product planning, logistics, brand and marketing, channel management, and digital retail services. It operates in the Asia Pacific, Europe, the Americas, and Africa. Inchcape plc was founded in 1847 and is headquartered in London, the United Kingdom.
Market price
GBP 6.39
Within modeled range
Base value (DCF (trailing free cash flow)) is 60.0% above the market price
Data: Price updated 06 Nov 2026 18:22; FY2025, period ended 31 Dec 2025 from EODHD (downloaded 5 min ago).
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Verdict

Priced within the modelled range

PriceGBP 6.39
Fair value range5.97–18.26base 10.22
Estimate reliabilityLow
5-year outlook–

5-year outlook: Not shown because confidence is low: Earnings-based DCF is somewhat apart.

Why: Free cash flow is positive and in line with earnings, and the dividend is small, so a cash-flow DCF fits best.

Start with the price and fair value range, then review the data dates and assumptions below. Estimates are not predictions or investment advice.

DCF (trailing free cash flow)

Market price within modeled range

Showing the DCF (trailing free cash flow) you selected on the company card, using 3% growth, 3% terminal growth and 10.8% discount. The range varies these assumptions slightly; it is illustrative, not investment advice.

Assumptions: growth 3% (limited from 4.93% because the latest annual revenue declined), discount rate 10.80%, terminal growth 3%. See a worked example.

Blended growth assumption: 4.9% (sector default 7.2%, own revenue history 7.2%, analyst revenue consensus 2.7%).

Analyst consensus expects revenue growth of 2.7% a year; the growth assumption used is 3.0%.

Adjust assumptions

Show the recommended model instead

Why this model: Free cash flow is positive and in line with earnings, and the dividend is small, so a cash-flow DCF fits best.

Compare models
  • Recommended: Free-cash-flow DCF — GBP 10.22 (+60.0%)
  • EPS-based Gordon proxy — GBP 9.46 (+48.0%)
    Not used: Treats all earnings as if paid out and ignores the cash kept for reinvestment, so it overstates value for companies that retain most profit.
  • DCF (trailing free cash flow) — GBP 10.22 (+60.0%)
    Not used: Not chosen: Free-cash-flow DCF ranks ahead of it for this company.
  • FCFF (steady state) — GBP 10.22 (+60.0%)
    Not used: Assumes only the long-run terminal growth rate from today, so it ignores the near-term growth expected.
  • EV/EBITDA (12x) — GBP 19.57 (+206.3%)
    Not used: Used only when free cash flow is far below earnings even after averaging three years; a fixed 12x multiple also ignores sector differences.
  • Fade DCF (10-year growth fade) — GBP 10.22 (+60.0%)
    Not used: An alternative growth path (fading over 10 years) shown for comparison; the automatic choice does not use it.
  • EV/Sales (Rule of 40) — GBP 48.06 (+652.1%)
    Not used: Used only for technology and communication companies whose cash-flow value is far below the price.
Illustrative range / share GBP 5.97–18.26
Base scenario / share GBP 10.22
Margin of safety (share of value) Margin of safety vs base case
Bear GBP 5.97-7.1%
Base GBP 10.2237.5%
Bull GBP 18.2665.0%

Margin = (value − price) / value, so it is measured against the value and reads lower than the upside to value, which is measured against the price. Positive means the price is below that case.

Track record: see the methodology page for how this model has performed historically, including its limits. Treat it as a screen, not a forecast.

Price history and fair value

3 months price change: -23.15% · GBP 6.39 · Market data through 06 Nov 2026 ; dashed line is today’s model base value (GBP 10.22). The fair value is today’s estimate, not what the model said in the past.

Saved price history is current through 06 Nov 2026; last refreshed 06 Nov 2026 18:33 (13 minutes ago).

10 Aug 2026Range GBP 6.26 – 8.5006 Nov 2026

Latest news

Headlines provided by EODHD. Articles may mention multiple companies and are not investment recommendations.

More detail: quality, peers, price history, dividends and financials

Quality score: 80 / 100

Five equal checks on reported history: profitability, cash generation, revenue growth, balance sheet and margins. It describes business quality, not whether the price is attractive.

Profitability5 of 5 years profitable20 / 20
Cash generationfree cash flow positive in 5 of 5 years20 / 20
Growthrevenue +7.2% a year20 / 20
Balance sheetnet debt 0.9x EBITDA20 / 20
MarginsEBITDA margin 7%0 / 20

Peers in Consumer Discretionary

Same-sector companies with a valuation, most undervalued first. Compare the margin of safety, yield and quality score side by side.

CompanyPriceMargin of safetyP/EP/BYieldQuality
INCH.L (this company) GBP 6.39 37.5% 8.9 1.9 4.2% 80
KGF.L Kingfisher plc GBP 3.75 44.8% 27.2 1.1 3.3% 74
BWY.L Bellway p.l.c. GBP 22.90 43.9% 13.9 0.8 3.1% 70
EXPE Expedia Group USD 272.48 41.7% 17.1 21.8 0.7% 100
ZAL.DE Zalando SE EUR 27.72 36.1% 109.4 2.6 – 80
DECK Deckers Brands USD 87.74 34.9% 11.2 5.1 – 100
CVNA Carvana USD 72.08 34.5% 9.5 3.7 – 87
BKNG Booking Holdings USD 168.72 28.9% 17.7 – 1.0% 100
LVS Las Vegas Sands USD 40.92 24.6% 16.0 – 3.4% 86
Peer median 16.5 3.2

Dividends

Paid in the last 12 months: GBP 0.00 per share · yield 0.05% at the current price.

YearDividends per share
2026 (so far)0.003
20250.003
20240.004
20230.003
20220.002
20210.001
Sector Consumer Discretionary
Exchange London Stock Exchange
Currency GBP

Annual financial statement

Saved annual report · Fiscal year 2025 · EODHD annual statements · period ended 31 Dec 2025

RevenueGBP 9,100,000,000
EBITDAGBP 670,000,000
EBITGBP 540,000,000
Net incomeGBP 272,000,000
Free cash flowGBP 340,000,000
Capital expendituresGBP 47,000,000
DebtGBP 1,264,000,000
CashGBP 657,000,000
Working capitalGBP 217,000,000
Shares outstanding379,817,912
Reported dividends per shareGBP 0.2659